Bonus Offer: Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening. Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire 25,000 online bonus points … You’ll earn rewards for each dollar you spend, and you could even receive a rewards bonus if you keep enough money on deposit with Bank of America. This card starts you off with 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening - which can be redeemed for a $250 statement credit toward travel purchases, but you’ll also earn a flat 1.5 points for each dollar you spend. Considering that there's no annual fee, cardholders gain access to 3x points reward rates across an impressive range of spending categories. Who's this for? If you want to earn Delta SkyMiles without paying an annual fee to do so, the Delta SkyMiles® Blue American Express Card is one option worth considering. We've selected six of the best travel credit cards with no annual fee for you. The company's data development team provided the most up-to-date and comprehensive consumer spending data based on the 2019 Consumer Expenditure Surveys from the Bureau of Labor Statistics. The best travel credit cards with no annual fee. Who's this for? Note: We didn't calculate the estimated rewards rate for college student credit cards because the focus should be on building good financial habits not optimizing points. Best for hotels: Capital One VentureOne Rewards Credit Card Why we like it. We then estimated how much the average consumer would redeem over the course of a year, two years and five years, assuming they would attempt to maximize their rewards potential by earning all welcome bonuses offered and using the card for all applicable purchases. Earn rewards on everyday purchases with one of the best no annual fee travel credit cards 2021. A score in the “good” range of 670 to 739 may be sufficient for a basic rewards card, but for the strongest rewards you can expect to need a score of 740 or higher to qualify. A good overall spending card that allows you to hold a balance on new purchases at 0% Intro APR, pay no annual fee, and still earn at least 1.5% cashback on all purchases. As a cardholder, you’ll get cell phone protection, lost luggage reimbursement, car rental loss and damage insurance, roadside assistance and more. Cardholders also earn a earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. This card also provides a year of no interest on purchases and balance transfers. While most of us are still stuck at home (or at least close by), travel credit cards with perks like free hotel nights and airport lounge access have lost some of their allure. Forbes Advisor compared dozens of travel credit cards from all the major issuers to find the best options with no annual fee. Caroline Lupini is the Credit Card and Travel Analyst for Forbes Advisor. © 2021 Forbes Media LLC. Not only will you earn points in the Marriott Bonvoy program for each dollar you spend, but you’ll also receive 15 Elite Qualifying Nights each year, which qualifies you for automatic Silver Elite Status. This is just one scoring method and a credit card issuer may use another method when considering your application. Best no-fee credit card for travel points MBNA Rewards Platinum Plus Mastercard* This makes it a good option if you want to pay for a big purchase with plastic then pay down your balance over time without having to worry about interest for a while. This compensation comes from two main sources. Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Unfortunately, the welcome bonus on this card is not worth a lot. If you have expected upcoming expenses that you want to pay for over time, or you're looking to consolidate debt, the Wells Fargo Propel American Express® Card can help you finance debt without incurring interest charges. Who's this for? To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. The Delta SkyMiles® Blue American Express Card (see rates and fees) card and the American Airlines AAdvantage MileUp℠ Card* are the most commonly known no annual fee airline cards that are open to new applicants. 5% back in Uber Cash on all Uber purchases including Uber rides, Uber Eats orders, and JUMP bike and scooter rides; 3% back in Uber Cash on restaurants, bars, hotels and airfare; 1% back in Uber Cash on all other purchases, $100 Uber Cash after spending $500 on purchases in the first 90 days, 15.74%, 21.74%, or 26.49% variable on purchases and balance transfers, Either $10 or 3% of the amount of each transfer, whichever is greater. Complimentary international travel insurance. When Will I Get It? Esri's data team created a sample annual budget of approximately $22,126 in retail spending. You can read more about their methodology here. The Blue Delta SkyMiles Credit Card from American Express is a good starter card for casual Delta fliers to earn Skymiles without paying … The 3% foreign transaction fee and a lack of perks will turn off frequent international travelers. Where Is My Stimulus Check? This card has one of the most competitive welcome bonuses available: $100 Uber Cash after spending $500 on purchases in the first 90 days. The Chase Freedom Unlimited Card. 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 – 23.74%. Rewards: Earn 1.5 points for each dollar you spend. Plus 3% back in Uber Cash on restaurants, bars, hotels and airfare and 1% back in Uber Cash on all other purchases. (Extreme optimizers might be able to achieve more value.). This gives you the option to redeem your points for gift cards, merchandise, travel through AmexTravel.com or even transfers to Amex airline and hotel partners. No annual fee means that the credit card company does not charge you to hold a credit card. It also opens up the possibility of 1:1 transfers to Chase’s airline and hotel partners including United and Hyatt. If you are looking for no annual fee and simple cash back, consider the Citi® Double Cash Card. Here are some advantages of cards with an annual fee: Big spenders get big rewards: You may find the annual fee small change compared to the generous and unlimited rewards available from many annual-fee credit cards. Standard Chartered Manhattan Credit Card Review. The best hotel credit cards with no annual fee could save you money with free nights and other discounts at a variety of hotels. The Capital One VentureOne Rewards Credit Card lets you earn 1.25 miles for each dollar you spend, and you can redeem them to cover travel purchases charged to your credit card. You can redeem rewards as a statement credit to cover the cost of travel purchases — a simple way to reduce the cost of taking a spring break vacation or buying a plane ticket home. Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases. A couple of cards that consistently offer solid welcome bonuses are the Chase Freedom Unlimited® and the Amex EveryDay® Credit Card*. After that, the balance transfer fee goes up to 5% for each balance transfer, with a minimum of $5. No fee charged on purchases made outside the U.S. 0% APR for the first 12 months on purchases and balance transfers, No blackout dates on air travel when redeemed through Go Far Rewards, Minimum reward redemption amount of 2,500 points, Balance transfers incur a 3% fee ($5 minimum), No limit to the amount of miles you can earn and miles never expire, No Global Entry or TSA PreCheck statement credit offerings, Travel spending does not receive additional rewards, Strong welcome bonus for a no-annual fee card, No special financing offers on new purchases, 5X miles on hotel and rental cars booked through Capital One Travel℠, Miles never expire for the life of the account, Strong welcome bonus of 25,000 points if you spend $1,000 in the first 90 days, Intro 0% APR for 12 billing cycles on purchases, You don’t have to be a U.S. citizen to apply for this card, No student-centric benefits or incentives to practice responsible credit behavior. 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